We find it. You keep it.
We find your lost money, lower your bills, qualify you for large class actions, and fight for what's yours.
- 100% free core tools
- Encrypted & never sold
- 50-state coverage
Four taps to your money.
From onboarding to payout, the entire flow is built around one idea — find money you didn't know you were owed, then get out of the way.
Sample app screens. Actual matches and payouts vary by eligibility, completion of intake questions, and settlement administrator determinations.
Five ways we get your money back.
From forgotten settlements to overpriced bills, mo money fights to put dollars back in your pocket.
Find Lost Money
Unclaimed funds, refunds, settlements, rebates, old accounts and more.
Lower Your Bills
We negotiate lower rates and cancel unwanted charges.
Qualify For Large Class Actions
We find class actions you qualify for and file for you.
Legal Help
We connect you with attorneys for consumer issues, debt, and more.
Gives Back
A portion of partner-service revenue supports communities across the U.S.
mo money is not a law firm and does not provide legal advice. Attorney network referrals are general informational services. Whether any claim has merit is determined by an attorney after consultation.
Three steps to get started.
Download the app, tell us a little about yourself, and we'll find what you're owed. Under two minutes.
Download the free app
iOS and Android. No subscription, no credit card, no catch.
Tell us a little about you
ZIP code, prior addresses, what brands you've used. Quick onboarding — under two minutes.
We find what you're owed
Settlements, unclaimed property, savings opportunities. You decide what to claim.
Frequently asked questions.
What is mo money?
mo money is a free consumer app that helps you find money you didn't know you were owed. We surface class action settlements you may qualify for, find unclaimed property in your name across all 50 states, and (coming soon) help you lower your monthly bills and connect with attorneys when you have a legal claim.
Is mo money really free?
The settlement and unclaimed property tools are free, forever. There is no subscription and no premium tier. Optional partner services available within the app (bill negotiation, attorney consultations, etc.) may have their own fees, which are always disclosed before you opt in. We do not take a cut of any settlement payout or unclaimed property recovery — you keep 100% of what settlement administrators or state unclaimed property offices pay you.
How does mo money make money?
When consumers save money. We earn referral fees from optional partner services — bill negotiation services and attorney network referrals — that you can choose to use within the app. The core settlement and unclaimed property tools are free, forever.
How does mo money find money I'm owed?
We monitor active class action settlements in the United States and unclaimed property records across all 50 states. We surface settlements based on the brands and services most consumers use, and unclaimed property based on names and prior addresses you share with us during onboarding.
How much can I claim?
It varies by settlement. Some pay $5–$50 with only an attestation and no proof of purchase required. Others pay $200–$2,000+ when you can show records. Tier amounts are set by the court-appointed settlement administrator, not by us.
How long does it take to get paid?
Settlement administrators typically issue payment 60–180 days after the claims deadline. Unclaimed property recovery depends on the state — some are fast, some take weeks.
Is mo money a law firm?
No. mo money is a consumer financial empowerment platform. We are not a law firm and do not provide legal advice. All settlement payouts are issued directly by the court-appointed settlement administrator. All unclaimed property is returned directly by the state.
How do attorney referrals work?
Coming soon. If you tell us about a legal situation, we'll connect you with an attorney in our network for a free consultation. We do not represent that you have a viable legal claim — that determination is made by the attorney after consultation. We are not a law firm and do not provide legal advice.
Is my data safe?
Yes. We use industry-standard encryption, never sell your data, and only share information with the specific service handling each claim. You can delete your account at any time.
How do I cancel?
There's nothing to cancel — the core app is free. If you use any optional paid partner service, those can be canceled anytime in the app. You can delete your mo money account whenever you want, and we'll permanently delete your data.
Still have questions? Contact support →
Your money. Your rights. Our mission.
Free to download. Free to use. You keep 100%.